The Student Direct Stream (SDS) is a fast-track study permit processing program from IRCC that reduces processing time to approximately 20 business days. For Nepali students who meet the requirements, SDS is strongly recommended. This guide explains exactly what SDS requires and how to qualify.

The Student Direct Stream (SDS) is a fast-track study permit processing program from IRCC that reduces processing time to approximately 20 business days. For Nepali students who meet the requirements, SDS is strongly recommended. This guide explains exactly what SDS requires and how to qualify.

SDS Eligibility Requirements

To apply under SDS from Nepal, you must meet ALL of the following:

Requirement Details
Country of residence Nepal (legal residents — Nepali citizens)
IELTS or TEF Canada IELTS Academic or General: minimum 6.0 in each band (Listening, Reading, Writing, Speaking). No band below 6.0.
Guaranteed Investment Certificate (GIC) CAD 10,000 in a participating Canadian financial institution (CIBC, Scotiabank, BMO, RBC, TD)
First-year tuition payment Full first-year tuition must be paid upfront to the DLI before applying
Provincial medical exam Medical exam from an IRCC-designated panel physician in Nepal if requested
No prior refused visas No refusal history for Canada from within the last 10 years

GIC: How to Get It

The GIC (Guaranteed Investment Certificate) must be purchased from a participating Canadian bank. You deposit CAD 10,000 into a special investment account — the bank provides you a confirmation letter for your visa application. Upon arrival in Canada, the GIC converts to a student bank account and releases approximately CAD 833.33/month for 12 months as a living allowance. Banks offering GICs for international students: CIBC (recommended — dedicated international student program), Scotiabank, BMO, TD. You can apply for a GIC online from Nepal before arriving — process takes 3–7 business days.

SDS vs Non-SDS Processing Times

Application Type Processing Time
SDS — Student Direct Stream ~20 business days (approximately 4 weeks)
Non-SDS — Regular stream 8–16 weeks
EVEC SDS Tip: If your IELTS score has any band below 6.0, you cannot use SDS — but you can still apply under the regular study permit stream. EVEC recommends retaking IELTS if you fall just short (e.g., 5.5 in Writing) — the SDS processing speed advantage is significant for students with tight timelines. Contact EVEC for a free SDS eligibility check.

Can I use PTE instead of IELTS for Canada SDS?

As of 2026, the SDS program specifies IELTS Academic or General Training or TEF Canada (French test) as the accepted English tests. PTE is NOT currently accepted for SDS. Students wishing to use SDS must have IELTS with minimum 6.0 in all four bands.

What happens to my GIC money if I don't go to Canada?

If your study permit is refused or you decide not to attend, most GIC providers (CIBC, TD) have cancellation policies that allow you to recover your GIC funds, minus any fees. Check the specific bank's cancellation policy before purchasing.

📚 Official Resources

Frequently Asked Questions

Can I use PTE instead of IELTS for Canada SDS?

As of 2026, the SDS program specifies IELTS Academic or General Training or TEF Canada (French test) as the accepted English tests. PTE is NOT currently accepted for SDS. Students wishing to use SDS must have IELTS with minimum 6.0 in all four bands.

What happens to my GIC money if I don't go to Canada?

If your study permit is refused or you decide not to attend, most GIC providers (CIBC, TD) have cancellation policies that allow you to recover your GIC funds, minus any fees. Check the specific bank's cancellation policy before purchasing.

Get Expert Guidance from EVEC

EVEC has helped thousands of Nepali students successfully study abroad since 2005. Our AIRC-certified counsellors provide personalised guidance at every step — from choosing the right university to visa lodgement. Book your free consultation today.